AWMA supports legislation to establish Association Health Plans (AHPs) that would allow small employers to arrange their benefits through associations – such as ours – making health care coverage more affordable by spreading the risk among a much larger group. These AHPs would also strengthen the negotiating power with plans and providers thus reducing administrative costs as well. Such action is necessary as health care costs have made employer-sponsored health coverage harder for business to provide to their employees and almost 44 million American workers are uninsured – with nearly 60 percent of those employed by small businesses.